So once again, my predictions for the new year of 2009:

* Stock Picks:
   Symbol     Price/Share as of 12/31/2008
   FSLR         $137.96
   SPWRA      $37.00
   GE            $16.20
   YUM         $31.82
   P&G          $61.29
   JNJ           $60.13
   CPB          $30.18
   DELL        $10.31
   BLK          $133.00
   WFC         $29.18
   AMGN      $57.75

* Steve Jobs, CEO of Apple, will step down.

* Another rough year for stocks, jobs, and the overall economy. 

* A merger, bailout, and failure between the Big 3 automakers.

* The year of even deeper shopping discounts.

* Sony to cut Play Station 3 prices in hopes to compete with the XBox 360, Nintendo Wii and rough economic conditions.

* The year the Treasury and credit card bubble pops.

* The government puts educational spending/programs in the back seat.

* The fight over energy and profits–more severe supply cuts.